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Responsible Business Funding With a Human Touch
We're committed to getting you the best business funding solutions you need for your business to truly take off and grow. See if your business is eligible for financing today
No hard credit pulls, no obligations.
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Opportunity Should Come With Options
Your business is unique. That's why we have funding options that fit what you need and match what you do. Instead of basing our underwriting process on algorithms, we have a hands on approach when it comes to the needs and potential of small businesses. All while making the application process as fast and frictionless as possible, to help you get to the next level faster.
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With our hands on process, we get a large percentage of our business loan applications approved and can get our clients significantly more capital. It only takes a few minutes to apply and less than 24 hours for approval.​​​​​
Equipment Financing
Don't let the cost of equipment acquisition keep you from seizing opportunities. We offer financing up to $2M on equipment and technology with low to no upfront costs and extended term lengths.
Long & Short Term Loans
Union's long and short term loan options offer you the opportunity to secure cash flow more quickly while locking in a favorable fixed rate and extended term lengths.
Cashback Equipment Refinance
Similar to a conventional loan, Union offers a cashback equipment refinance loan that’s secured by equipment you already own. Highly competitive rates and terms ranging from 24 to 60 months
Business Line of Credit
Optimize your cashflow and manage expenses with a revolving line of credit up to $150,000. Only pay for what you draw.
Vendor Financing
Capture a competitive advantage by adding Union's flexible customer financing solutions. You'll be able to provide a range of financing plans to suit clients in nearly any circumstance.
Commercial Real Estate Financing
Union Commercial Capital specializes in providing quick and efficient loans for those looking to purchase a new investment property or pull cash out of an existing one.
Small Business Loan Calculator
What Separates Us From
Other Financial Solution Providers
Low cost of funds
94% of the time we beat out all our competitors. We want your business, and will strive to get you the lowest rates.
Minimal Paperwork
We make the process a simple as possible. Your dedicated financial consultant will help you out through every step
97% approval rates
We want to get you approved and work with an investor, partner or alternative lenders that are more likely to get you financed and fast!
24 hour funding process
Once we get all your business info and if everything checks out we are very quick at getting you the cash that you need in as little as 24 hours!
A company you can trust
With thousands businesses financed nationwide, our customers keep coming back for our service and professionalism.
Flexible term and payments
From terms that start at 6 months all the way up 10 years we have flexible terms and payments options made just for you.
Recently Funded Transactions
Program: Working Capital Loan
Purpose: Debt Consolidation / Working Capital
Amount: $380,000
A medical practice in Manchester, CT. needed to payoff a high cost cash advance and obtain funds for working capital.
Program: Equipment Financing
Purpose: Purchase a 275-ton all terrain crane & 2 additional vehicles
Amount: $725,000
A drilling company based out of Odessa, TX. was looking to expand operations and purchase a used crane and 2 trucks.
Program: Line of Credit
Purpose: Bridge receivables / Working Capital
Amount: $75,000
An HVAC company in Lakeland, FL. needed to bridge revenue gaps and cover operating expenses.
What Our Customers Are Saying
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How do I qualify for a business loan?To qualify for a business loan with Union Commercial Capital, your company needs to be at least one year old and generate $300,000 or more in annual revenue. In addition, you need to have a FICO® score of 600 or more and meet the other borrowing requirements.
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How do I apply?Union Commercial Capital puts your convenience first with a simple application that just takes a few minutes to complete. Our loan application only asks for basic information about you and your company.
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How long can I finance equipment for?Most equipment financing deals are written for 36, 48, 60, or 72 months, depending on the type of equipment and its cost. Financing terms are typically shorter for low-cost equipment or equipment that depreciates quickly.
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What are the rates?This is one of the most common questions that small business owners ask, and for a good reason. Like you, they want the lowest possible rate. Your rate will depend on several factors, including your credit profile and annual revenue, the amount of funding you need, and the term length you want.
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How do I access my funds once my loan is approved?Once your application is approved and everything has been signed and finalized, funds will be transferred directly to your business bank account via an automated clearing house (ACH). You will be able to pull funds immediately after your bank clears them.
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How do I apply for a line of credit?You can either apply online on our secure website, or through your dedicated funding specialist. Once your application is received, the credit team will review during regular business hours. Your funding specialist will then contact you to discuss the next steps and answer any questions you might have.
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How can I apply for equipment financing?You can either apply online on our secure website, or through your dedicated funding specialist. Once your application and equipment quote is received, the credit team will review during regular business hours. Your funding specialist will then contact you to discuss the next steps and answer any questions you might have.
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